​When it is time for a new roof in the Chicagoland area, the decision usually comes down to two heavy hitters: Asphalt Shingles and Metal Roofing. In 2026, this choice has become even more significant due to changing weather patterns and shifting insurance requirements. 

At Stan’s Roofing and Siding, we want to help you decide which material fits your budget, your aesthetic, and your "forever home" status. Here is the head to head breakdown for Illinois homeowners.


1. The Chicago Weather Test: Wind, Hail, and Ice

In Illinois, your roof must survive 100 degree summers and -20 degree winters.

  • Asphalt Shingles: Modern architectural shingles are rated for high winds (up to 130 mph) and handle snow loads well. However, they are more susceptible to hail damage and can become brittle during the extreme "freeze-thaw" cycles common in January.

  • Metal Roofing: Metal is nearly indestructible in the face of Illinois weather. It sheds snow effortlessly, which prevents the [Ice Dams] we often see in Downers Grove. It also carries the highest fire rating and is virtually impervious to hail that would shred a standard shingle.


2. Durability and Longevity

The biggest difference between these two materials is how often you will have to think about them.

  • Asphalt Shingles: You can expect a high quality asphalt roof to last 20 to 25 years in our climate. While they are reliable, they do begin to lose granules and "age" visibly after year 15.

  • Metal Roofing: A metal roof is a 50 to 70 year investment. In many cases, it is the last roof you will ever put on your home. Because metal does not rot or lose granules, its performance stays consistent from day one to year fifty.


3. The Financials: Upfront Cost vs. Lifetime Value

This is where most homeowners make their final decision.

  • Asphalt Shingles: This is the most budget friendly option. It has the lowest upfront cost and is the standard for "Starter Homes" or "5-Year Plan" properties.

  • Metal Roofing: The initial investment for metal is typically 2 to 3 times higher than asphalt. However, in 2026, metal roofing adds significant "Smart Equity" to your home. It often lowers your annual insurance premiums and can increase your home's resale value by up to 6%.


4. Aesthetics and Curb Appeal

  • Asphalt: Provides a classic, textured look that fits perfectly with traditional colonial or craftsman homes in Naperville and Orland Park.

  • Metal: Offers a sleek, modern, and high end "Architectural" look. Standing seam metal roofs are becoming the go-to for modern farmhouse designs and contemporary builds in 2026.


The Verdict: Which Should You Choose?

Choose Asphalt Shingles if:

  • You are on a strict budget.

  • You plan on moving within the next 10 years.

  • You prefer the traditional "shingle" look for your neighborhood.

Choose Metal Roofing if:

  • This is your "Forever Home."

  • you want the highest possible protection against [2026 Insurance Cancellations].

  • You want to eliminate the worry of ice dams and snow removal forever.


Sources and Factual References